Grand Wealth Management Featured in Wood TV 8 Grand Rapids

March 17, 2025

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Calvin D. Wiersma

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Calvin D. Wiersma

MST, CFP®

Financial Advisor

calvin@grandwealth.com
P:
616-451-4228

At Grand Wealth Management, we are committed to providing expert financial advice to help our clients make informed decisions. Recently, Calvin Wiersma was featured in this WOOD-TV8 article discussing credit card basics, how they work, and their impact on your credit score.

The interview offers valuable insights into understanding credit cards, including key topics like cash flow, interest rates, and how credit card usage affects your credit score. Calvin shared his expert advice on avoiding common pitfalls, such as late payments, high credit utilization, and failing to understand credit card terms.

Key Takeaways from the Article:

·  Credit Card Usage: Stay within your limit and pay your balance in full to avoid high-interest charges.

·  Credit Score Impact: Keep your credit utilization low and make timely payments to maintain a healthy credit score.

·  Avoiding Pitfalls: Don’t miss payments, avoid maxing out your credit, and always read the terms and conditions.

If you’re looking for personalized advice on managing your credit or creating a financial plan, contact Calvin and the team.

Disclosure:
The opinions expressed herein are those of Grand Wealth Management (“GWM”) and are subject to change without notice. This material is not financial advice or an offer to sell any product. This article is for informational purposes only and does not constitute investment, legal or tax advice and should not be used as a substitute for the advice of a professional legal or tax advisor. GWM reserves the right to modify its current investment strategies and techniques based on changing market dynamics or client needs. This is not a recommendation to buy or sell a particular security. GWM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about GWM including our investment strategies, fees and objectives can be found in our Form ADV Part 2 and Form CRS, which are available upon request.