Topic
Retirement

Why “Safe Harbors” Can Be Risky Business

During heightened market turbulence, many investors are tempted to abandon the markets and flee to cash and cash-like “safe harbor” holdings. While it usually makes sense to allocate some of your wealth in this manner, too much “safety” can actually put your wealth at risk. Jeff Williams, CFP®, CPA/CFS explains how.

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Anastasia Wiese Comments on the SECURE Act and Retirement Planning in Recent GRBJ Article

How does the SECURE Act, passed at year-end 2019, help people better prepare for today’s retirement realities? In a February 2020 Grand Rapids Business Journal article, Anastasia Wiese, JD, CFP® weighed in on how the newly enacted legislation can enhance retirement planning for employers and employees alike.

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Steve Starnes Writes in the GRBJ About What To Expect from the SECURE Act

After the Setting Every Community Up for Retirement Enhancement (SECURE) Act was enacted during a busy 2019 holiday season, investors may have been left wondering how the new law impacts their financial plans. In a January 2020 Grand Rapids Business Journal piece, Steve Starnes, MBA, CFP® covers some of the most significant changes to expect.

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Steve Starnes Advises Advisors on Helping Clients With Diminishing Mental Capacity

Studies have suggested, financial capacity often declines with age, even as confidence in our financial decision-making tends to increase. That’s a dangerous combination, especially if clinical dementia is diagnosed. In a recent Nerd’s Eye View guest post, Steve Starnes, MBA, CFP® describes the role financial advisors can play in protecting and guiding individuals and families as they manage cognitive decline.

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Anastasia Wiese Shares 3 Free Money Management Tools on WZZM-TV’s “13 on Your Side”

Anastasia Wiese Shares 3 Free Money Management Tools on WZZM-TV’s “13 on Your Side”
With the theme, you’re never too young or too old to discover new ways to manage your money, WZZM-TV’s “13 on Your Side” host Sarah Makuta invited Anastasia Wiese, JD, CFP® to share three free tools people can use to plan for their financial independence. Read on, to discover Anastasia’s top picks for all the stages of your financial journey.

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The New York Times Quotes Steve Starnes on a Growing Challenge: Retirees Caring for Their Aging Parents

Financial planning is challenging enough during your working years. The choices can be heartbreaking when you’re in or near retirement, and an aging parent needs your help. The New York Times interviewed our Senior Financial Advisor, Steve Starnes, MBA, CFP® for this June 2019 report on the financial and emotional tolls taken by 70-year-old “children” who find themselves caring for their 90-year-old parents.

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Grand Rapids Business Journal: Anastasia Wiese Discusses What to Make of an Inverted Yield Curve

Every so often, the U.S. Treasury bond yield curve “inverts,” as it has recently, with short-term Treasury bills yielding less than their long-term counterparts. Since past inverted U.S. yield curves have usually been followed by U.S. recessions, we tend to hear about them. In an April 30th GRBJ piece, Anastasia Wiese, JD, CFP® discussed being cautious about lending any one economic indicator excessive predictive powers, especially with respect to your disciplined investment strategy.

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Grand Rapids Business Journal: Steve Starnes Covers a Common Concern: How Much Should You Spend in Retirement?

Whether you’re already retired or still planning for it, here’s a question on almost everyone’s mind: “How much can I spend in retirement?” In a March 31st GRBJ article, Steve Starnes, MBA, CFP® covers how to spend comfortably, but not excessively in retirement. While there are handy rules of thumb like “the 4% rule,” it’s also good to know when individual adjustments may be warranted along the way.

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Grand Rapids Business Journal: Anastasia Wiese Sheds Light on the Roth 401(k)

Earlier this year in the GRBJ, Anastasia Wiese, JD, CFP® took on a subject of both interest and confusion to many: the Roth 401(k) Option. The Roth 401(k) can be a powerful retirement savings vehicle that blends some features from traditional 401(k)s and others from Roth IRAs. It may be an especially attractive option for high-income earners looking to save additional after-tax dollars for retirement.

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Grand Rapids Business Journal: Steve Starnes on Money & Memory Loss During the Holidays

As a traditional time for family gatherings, the holidays also can be a good time to hold meaningful conversations about helping out (or being helped by) loved ones – especially if a family member is experiencing memory loss or other signs of dementia. In a GRBJ November 2018 article, Steve Starnes, CFP® offers practical advice on how families can approach care-giving conversations, while remaining sensitive to the delicate challenges involved.

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