Topic
Managing Risk

Grand Rapids Business Journal: Steve Starnes on Money & Memory Loss During the Holidays

As a traditional time for family gatherings, the holidays also can be a good time to hold meaningful conversations about helping out (or being helped by) loved ones – especially if a family member is experiencing memory loss or other signs of dementia. In a GRBJ November 2018 article, Steve Starnes, CFP® offers practical advice on how families can approach care-giving conversations, while remaining sensitive to the delicate challenges involved.

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Grand Rapids Business Journal: Steve Starnes CFP® Authors a Financial Planning Article for Widows/Widowers

In an August 29 GRBJ article, Steve Starnes CFP® offered a number of insights into the financial dilemmas faced by those who have been recently widowed. While you’re grieving, it can be difficult to make decisions about a barrage of seemingly critical questions. “Not so fast,” advises Steve, as he covers the financial activities that can, and probably should, be put on hold.

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Steve Starnes, CFP® Co-authors a September 2018 Cover Story for the Journal of Financial Planning

Even seasoned financial advisors may have questions about how to best assist aging clients, especially if those clients need long-term services and support (LTSS) due to a decline in cognitive or physical health. Our own Steve Starnes, CFP® co-authored a September 2018 cover story on the subject for the Financial Planning Association’s Journal of Financial Planning. Advisors and families alike should find the article of interest.

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A Focus on Fixed Income

It’s been approximately a decade since the Great Recession began. By year-end 2008, the U.S. Federal Reserve (the Fed) had lowered the target federal funds rate to near-zero and embarked on an aggressive quantitative easing campaign, hoping to resuscitate the economy with a big booster shot of lending, borrowing and spending dollars.

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Our Thoughts on the Equifax Data Breach

In the aftermath of the Equifax security breach, we are once again reminded that identity theft and other financial scams pose a significant threat. Approaching your security as an ongoing process rather than a quick fix involves taking steps to protect your personal information from cyberattacks before they happen.

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Avoiding Financial Scams and Identity Theft Scams

It is an unfortunate reality that nobody is immune from identity theft and financial scams. Learn what to look for, how to protect your personal information, and what you should do if you believe you’ve been exposed to identity theft or financial fraud.

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New Year’s Resolution: Prepare for Your Long-Term Care

You or your aging parents have worked hard to create financial independence. The last thing you want is to see it slip away because you have put off planning for critical long-term care needs. Here are three essential steps you

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Should You Buy Long-Term Care Insurance?

If you or your spouse or partner ever require long-term care due to illness or injury, the impact on your finances could be significant. It’s a risk you should address in your personal financial planning. However, buying long-term care (LTC)

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Don’t Overlook the Risk of Disability

You may well understand the importance of having life insurance to protect your loved ones’ financial security in the event of your death. But are you prepared for the possibility that you may someday become disabled? Generally, until you reach

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