Results for "Ellen A. Winter" (11) results found

Charitable Giving Under New Tax Laws: Understanding the Donor-Advised Fund (DAF)

No matter how the 2017 Tax Cuts and Jobs Act (TCJA) may alter your tax planning, we’d like to believe one thing will remain the same: With or without a tax write-off, many Americans will still want to give generously to the charities of their choice. After all, financial incentives aren’t usually your main motivation for giving. We give to support the causes we cherish. We give because we’re grateful for the good fortune we’ve enjoyed. We give because it elevates us too. Good giving feels great – for donor and recipient alike.

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Ten Financial Best Practices to Jump-Start Your New Year

One of the best presents you can bestow on yourself and your loved ones is the gift of proper preparation for rest of the year. Want to get a jump-start on it? Here are 10 financial best practices to energize your wealth management efforts.

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Our Thoughts on the Equifax Data Breach

In the aftermath of the Equifax security breach, we are once again reminded that identity theft and other financial scams pose a significant threat. Approaching your security as an ongoing process rather than a quick fix involves taking steps to protect your personal information from cyberattacks before they happen.

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Avoiding Financial Scams and Identity Theft Scams

It is an unfortunate reality that nobody is immune from identity theft and financial scams. Learn what to look for, how to protect your personal information, and what you should do if you believe you’ve been exposed to identity theft or financial fraud.

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Our Perspective on the Department of Labor’s New Fiduciary Rule

When a hard-won historic milestone is achieved, it’s usually front-page news: Apollo 11’s “one giant leap for mankind.” The fall of the Berlin Wall. Martin Luther King’s “I have a dream.” … The recent fiduciary ruling by the Department of Labor (DOL).

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Planning for College Costs: 529 Plans and More

According to the latest College Board analysis, the average cost (tuition, fees, room and board) for a public, four-year, in-state institution topped $17,800 for the 2012–2013 academic year. And that figure is a bargain compared to out-of-state or private four-year institutions,

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Consider Exchanging Your High-Cost Variable Annuity for a Lower-Cost Option

At Grand Wealth Management, we often come upon investors who have purchased variable annuities as part of their investment portfolio. Among the first issues we raise with such investors is this: Are you paying too much in annuity fees, and

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Should You Buy Long-Term Care Insurance?

If you or your spouse or partner ever require long-term care due to illness or injury, the impact on your finances could be significant. It’s a risk you should address in your personal financial planning. However, buying long-term care (LTC)

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Retirement Planning Revisited

We’ve written before about the importance of planning for your retirement. But now is an especially critical time to reevaluate your retirement goals, given changes brought about by health care reform, the ongoing debate over changes to Medicare and Social

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To Build Wealth, Start With a ‘Big Picture’ Strategy

At Grand Wealth Management, we firmly believe that investment management and financial planning go hand in hand, and that one without the other can result in less than effective financial decisions. We often meet individuals who have focused on selecting

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