Healthier Saving with a Health Savings Account

Imagine a savings account where your deposits are tax-deductible, your dollars grow tax-free, and they can be withdrawn tax-free.

[read more]

Timeless Tips on Tax-Wise Investing: Part II

In our last installment of Financial Insights, we explored how to engage in year-round tax-wise investing by adopting your own best practices as well as by favoring fund managers who are likewise keeping a tax-efficient eye on their offerings.

[read more]

Timeless Tips on Tax-Wise Investing: Part I

While “tax season” may imply that there is an optimal time to think about your income taxes, the best way to minimize your annual “pay-triotic duty” is to engage in year-round tax-wise investing, with ongoing best practices in: Your personal

[read more]

New Year’s Resolution: Prepare for Your Long-Term Care

You or your aging parents have worked hard to create financial independence. The last thing you want is to see it slip away because you have put off planning for critical long-term care needs. Here are three essential steps you

[read more]

An Investment Strategy Built to Last

Investing is not the only factor contributing to your ability to accumulate and/or preserve family wealth, but it is clearly among the most important factors. How you invest can accelerate you toward your goals … or impede your desired progress.

[read more]

Avoiding Home Bias: Going Global With Your Investments

From our favorite sports teams to our favorite foods, it’s human nature to prefer what we find familiar. There’s even a name for our local comfort zone. It’s called home bias. We tend to feel the same way about our investments,

[read more]

Planning for College Costs: 529 Plans and More

According to the latest College Board analysis, the average cost (tuition, fees, room and board) for a public, four-year, in-state institution topped $17,800 for the 2012–2013 academic year. And that figure is a bargain compared to out-of-state or private four-year institutions,

[read more]

Timeless Wisdom on Fixed Income Investing

There’s been a lot of talk about bonds lately, with a lot of trading to go with. This current buzz makes it a good time to revisit the timeless role that fixed income investing plays in a diversified portfolio. The

[read more]

Beyond Asset Allocation: Why Asset Location Matters

Your asset allocation – the way your invested money is distributed among various asset classes – plays a significant role in determining the levels of return and risk reflected in your portfolio. But beyond making decisions about your portfolio’s asset allocation,

[read more]

Diversifying a Portfolio with Real Estate

Real estate as a wealth generator is hardly a new idea. People owned property long before the advent of stock exchanges and other capital markets. In more recent times, large corporations and institutions have held commercial real estate in their

[read more]